Mortgage Qualifying Calculator

Use this calculator to estimate how much of a mortgage you can afford. This is a approximate estimate based on limited information, please fill out an online application for a complete Good Faith Estimate (GFE).

Loan Parameters

Loan Purpose	Purchase a new home Refinance my home Refinance my home - I want cash back
Property Type	Detached Single Family Condominium Detached Townhouse
Annual Income
Cash on Hand
	Limit Downpayment to Minimum Required
Loan Type	30 Year Fixed @ 6.625% (1.651pts, 6.829% APR)30 Year Fixed @ 7.250% (0.000pts, 7.275% APR)15 Year Fixed @ 7.000% (0.000pts, 7.029% APR)5/1 ARM @ 7.250% (1.232pts, 8.144% APR)30 Year VA Fixed @ 5.875% (2.048pts, 6.243% APR)30 Year VA Fixed @ 6.500% (0.000pts, 6.666% APR)30 Year FHA Fixed @ 5.875% (1.822pts, 6.801% APR)30 Year FHA Fixed @ 6.375% (0.000pts, 7.117% APR)
Credit Score	Excellent - FICO >=740 Good - FICO >=720 Good - FICO >=700 OK - FICO >=680 OK - FICO >=660 Low - FICO >=640 Low - FICO >=620
Total minimum loan amount you pay each month (ie car payments, credit cards, student loans, mortgages on 2nd homes, etc)